West Virginia Injuries

FAQ Glossary Explore

English Espanol

Search results for “drunk driver”

20 results

Morgantown insurer offered $8,000 after a drunk-driver wreck - too fast?

A drunk-driver crash can leave a postal worker with real psychological injuries, and in West Virginia the clock keeps running even while the insurer acts like an early ER discharge means nothing serious happened.

ARTICLE by Tom Ratliff

Can your immigration status sink a Charleston van fire claim?

A rear-end crash that turns into a vehicle fire is bad enough, and the insurer will still try to turn a minor violation and immigration fear into leverage.

ARTICLE by Roderick Lyons

Delayed Head Symptoms After a Roadside Work Injury

A roadside crew leader in West Virginia may not be stuck with the crash date if concussion symptoms showed up late and the real harm was not obvious at first.

ARTICLE by Sandra Elswick

What evidence do I need after a Charleston Uber crash to prove insurance coverage?

$25,000 is West Virginia's minimum bodily injury limit per person, but that is not the whole story in a Charleston Uber crash. Bad advice says "just file on the driver's...

That ladder folded, and now every insurer is trying to disappear

A farm worker in Morgantown got hurt when a defective ladder collapsed, and now the farm, the ladder company, and multiple insurers are all dodging the bill while a structured settlement gets pushed across the table.

ARTICLE by Earl Braxton

Can my Clarksburg boss threaten deportation if I file after an Uber crash?

$1,000,000. That is the big number that may be on the table if you were a passenger during an active Uber or Lyft trip. Your boss does not control that money, and your...

My kid was buried in a Huntington trench and now two states are fighting over who has to pay

A parent is trying to sort out a trench-collapse injury in Huntington when the child lives across the river and every insurer starts talking about "the other state."

ARTICLE by Rhonda Hatfield

Can a trucking company erase the black box after a Charleston wreck?

Yes - unless someone moves quickly, a trucking company can legally lose or overwrite key data in the normal course of business. That surprises most people. The truck's...

Am I screwed if the loading dock had no barrier and insurance wants everything

What a Charleston fast food worker should photograph, save, and request immediately after a loading dock fall, especially when mental health is already in the record and a health insurer is talking like it owns the settlement.

ARTICLE by Danny Trent

Should I take the quick check or keep treating after my Wheeling crash?

Most people are surprised by this: you usually should not settle before your treatment picture is clear, especially if your pain started late or keeps getting worse. What...

Can my employee use our policy if a hit-and-run hurt him in Morgantown?

Yes. The common wrong answer is, "No plate means no claim." In West Virginia, that is often false because a hit-and-run driver is usually treated as an uninsured motorist for...

unreasonable delay

Not every slow response is an unreasonable delay. Insurance claims can take some time when records are missing, injuries are still being evaluated, or the facts are genuinely...

bad faith penalties

Insurers and defense lawyers sometimes use this phrase as if it means a routine fine that automatically gets added whenever a claim is denied or delayed. They may also suggest...

Is a Charleston injury claim worth it if my husband is undocumented?

File the insurance claim right away, and if it does not settle, file a civil complaint within 2 years of the crash under West Virginia Code § 55-2-12. The insurance company...

Did using my insurance after a Beckley dump truck wreck ruin my case?

"If this was a work crash or a commercial truck claim, why did you use your own insurance?" That is the adjuster question coming next, and it matters because they use it to...

My elbow may end my job before the missing records ever turn up

A Parkersburg meatpacking worker with a repetitive-use elbow injury can get trapped between workers' comp, outside insurers, and bad charting faster than most people expect.

ARTICLE by Rhonda Hatfield

What happens if I tell the insurer about my old back MRI?

A common mistake is hiding the old MRI because it feels like handing the insurance company a weapon. In nearby Virginia, the fight over pre-existing injuries can get framed a...

Is my lawyer slow-walking the dashcam while my burn claim gets cheaper?

A bad steam-burn case can get undermined fast by hidden video, chatty adjusters, social media snooping, and a cheap settlement pushed before doctors know how deep the damage goes.

ARTICLE by Rhonda Hatfield

failure to diagnose

A healthcare provider did not identify a medical condition when reasonable care likely would have. "Did not identify" can mean missing the condition entirely, dismissing...

assignment of bad faith rights

Can someone else take over the right to sue an insurance company for bad faith? Yes. An assignment of bad faith rights is an agreement where the person or business insured...